Preferred Lender

     

                                            

    Aaron McGinnis | Client Relations Manager                          Lesley Rivas | Senior Loan Officer

    Email | aaronm.legacy15@gmail.com                                    Email | lrivas914@gmail.com

    Direct | 949.415.9037                                                             Direct | 949.677.4410

    Nate Tago | Jr. Loan Officer

    ABOUT LEGACY 15’s PREFERRED LENDER:

    Our Mission is to offer products well below the cost of our competitors, transparency, and fully educate our clients on the many benefits and risks associated with the products we advocate, so our clients and their families can make educated decisions. So much misinformation exists, that we felt it was time to clear things up. Retirement can last decades, and the risk of unexpected medical or living expenses is very real with respect to your retirement income and savings. The time to make   important financial planning decisions is before a crisis occurs, not during.

    MORE WAYS TO HELP YOUR BUYERS INTO A HOME

    • OTC One Time Close Construction Loan FHA/VA/USDA (includes land acquisition, no payments until construction is complete)
    • 100% VA No Overlays (530 FICO, Manual UW. Manufactured Homes)
    • 100% USDA No Overlays
    • 98.5% FHA 2% Grant (580 FICO, Use with gift funds for no borrower contribution)
    • 97% / 105% CLTV Home Possible with community
    • 97% Conventional 1 year self-employed (Manual UW, Manufactured Homes)
    • 97% Home Ready
    • 96.5% FHA No Overlays (530 FICO, Manual UW, Manufactured Homes)
    • 96.5% FHA 203k Rehab
    • 95% Homestyle Renovation Loans (Manual UW)
    • 90% Bank Statement Program up to $1,000,000***
    • 80% Non-owner 12-month bank statement program up to $2,000,000
    • 75% No Doc Investor Program
    • 70% Foreign National Program

     

    Lesley Rivas | Senior Loan Officer

    Email:  lrivas914@gmail.com

    Direct: (949) 677-4410

    NMLS# 237069